Foreclosure Prevention Counseling
Struggling to keep your house? Now there is someone
who can help!
Consumer Credit Counseling Service of Southwest Georgia, in partnership with
the Georgia Department of Community Affairs and NeighborWorks-America, is
now offering FREE foreclosure prevention counseling to homeowners
in South Georgia.
To learn mores about this FREE Foreclsure Prevention Counseling service,
visit our Money Smarts Center by clicking on the link below:
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Personal Money Management
Take control of your financial future by learning smart ways to manage your money. Our
Certified Credit Counselors will analyze your current financial situation and work with you
on a confidential basis to design a personal budget and set goals to payoff debts and plan
for the future.
To learn more online about managing your money, visit our
Money Smarts Center
by clicking on the link below:
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Debt Management Plan (DMP)
CCCS of Southwest Georgia can help you become debt-free with our Debt Management Program.
Our Certified Credit Counselors will help you negotiate with creditors to reduce or eliminate interest
charges and create a voluntary repayment plan that gets you completely out of debt. This program
is funded primarily by fair share contributions from creditors to participate in our program, and your
creditors will always receive 100% of the amount you pay to them. The average Debt Management
Program client is able to pay off all debts in 48 months.
To learn more online about Debt Management Plans, visit our Money Smarts Center
by clicking on the link below:
The CCCS Debt Management Application
Download the Debt Management Application. Print it, fill it out, mail or fax it back in at your convenience.
Apply On-line Now:
Wanna get started right now? Fill out our On-Line Debt Management Application and we will begin
processing your information for your appointment. Click below to be directed to our on-line
Debt Management Application.
Download our Client Handbook
Click on the link below to download our Client Handbook (4.1 Mgbs)
in Adobe Acrobat Reader. If you don't have the Adobe Reader , click on
the Download Adobe Link to download/install it on your machine . It's fast and easy to do.
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Money Management Education
Because 90% of all Americans have never been taught personal finance, CCCS believes that
learning how to manage money wisely is as important as learning how to read. We offer individual
and group education to our clients and the communities we serve. We also schedule workshops
and seminars for businesses, churches, associations and other community groups.
Our group presentations include:
Budgeting - An in-depth seminar that walks participants through a sample budget,
and shows them how to allocate funds for future expenses, track expenses
and make adjustments when necessary.
Money and Credit Management - An in-depth seminar, which includes budgeting,
shopping for credit, consumer credit protection laws and credit reports.
Smart Money for Teens - A seminar geared toward teens to teach about "real-world"
financial situations teens will encounter.
To learn more online, visit our Money Smarts Center by clicking on the link below:
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Credit Report Review
Credit Report Review is a service offered by Consumer Credit Counseling Service. Certified
counselors can help you understand your credit report, show you how to correct any errors and
how to re-establish a good credit history if needed.
To learn more online about Credit Reports, visit our Money Smarts Center
by clicking on the link below:
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First Time Homebuyers Education
This educational program is another service offered by CCCS to consumers who are interested
in purchasing a home for the first time. This course takes consumers through the step-by-step
process, making their home purchase a reality.
To learn more online about buying a house, visit our Money Smarts Center
by clicking on the link below:
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Bankruptcy Counseling and Education
CCCS has been approved by the Executive Office of Trustee (EOUST) to offer Bankruptcy Pre-filing
Counseling and Education in Georgia. This service will help consumers meet the new federal
requirements for filing bankruptcy and is only available as a phone or in-office interview.
To learn more about bankruptcy, visit our Money Smarts Center
by clicking on the link below:
