Did you answer "yes" to any of the above?
If you are experiencing any of the above, you may want to call us
immediately and speak to one of our Customer Service Representatives.
CCCS of Southwest Georgia can help you understand the size and nature
of your debt, develop a personal budget based on your specific situation and
create an action plan to reduce your debt.

You need a plan
If debt management is an appropriate option, we will create your plan
based on your specific creditors, balances and fees. If you elect to begin a
program, you may enjoy the following benefits:

• Elimination of collection calls
• Reduced interest rates
• Elimination of late and over limit fees
• One affordable monthly payment
• Prevention of foreclosure, repossession, legal action and shut offs
• Knowledge and skills to make better financial decisions
  
Debt Management Plans (DMP's) are not for everyone and this
program is just one option available to you. Sometimes a budget and
a little discipline is all that's needed. Your CCCS counselor will
recommend what's best for your situation.

Lower the interest, lower the stress
Lower interest rates and fees mean that more of your payment goes
toward reducing the account balances. And with CCCS working on your behalf,
you can reduce your stress from worrying about your debt situation. A certified
counselor negotiates payment rates, terms and concessions with your creditors
on your behalf. You make one monthly payment to CCCS, which we process
and send to your creditors.

The first step towards financial freedom
The fact that you have sought us out is evidence that you are ready to begin
making a financial difference in your life. CCCS is here to help individuals like
you achieve financial freedom. Let us help you now. Personal service is available
by phone or at one of our office locations. Call us directly at 800-309-3358 to
determine if a debt management plan is right for you. There is no cost or obligation
for the initial consultation, though a $20 assessment fee is requested. In some cases,
this may be waived.

Apply On-line Now:
Click below to be directed to our on-line Debt Management Application.

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